Each class’s weighting is based on its importance to your borrowing experience. Rates and costs have essentially the most direct impression on the overall value of your own home renovation loan, so we weigh those the most heavily. Customer support and ethics are nonetheless very important components of the borrowing expertise, but don’t instantly tie to a personal mortgage’s terms, so that they have less of an impression on the general ranking. You can get a comparatively low minimal APR of 5.99% with Best Egg, but to qualify for one of the best rates you want no less than a …